Terms of Service

Welcome to MickZhang.com! These Terms of Service (“Terms”) govern your access to and use of our website, https://mickzhang.com (the “Site”).  

1. Acceptance of Terms

By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Site.

2. User Responsibilities/Conduct

You agree to use the Site in a respectful and lawful manner. This includes, but is not limited to:

  • Not engaging in any activity that could damage, disable, overburden, or impair the Site or interfere with any other party’s use of the Site.  
  • Not attempting to gain unauthorized access to the Site, other users’ accounts, or any systems or networks connected to the Site.
  • Not using the Site to transmit any viruses, worms, defects, Trojan horses, or other items of a destructive nature.
  • Not using the Site to post, email, transmit, or otherwise make available any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically, or otherwise objectionable.  

3. Intellectual Property Rights

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof), are owned by MickZhang.com, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.  

You may re-post or share content from the Site, provided that you:

  • Give proper attribution to MickZhang.com by clearly stating “Source: MickZhang.com (https://mickzhang.com/)” and including a link back to the original content.
  • Do not use the content in a way that is defamatory or otherwise harmful to MickZhang.com or its reputation.

4. Disclaimers and Limitations of Liability

The information provided on the Site is for general informational purposes only and does not constitute professional financial advice. You should not rely upon the information on the Site as a substitute for professional advice from a qualified financial advisor.  

MickZhang.com makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Site or the information, products, services, or related graphics contained on the Site for any purpose. Any reliance you place on such information is therefore strictly at your own risk.  

To the fullest extent permitted by applicable law, in no event will MickZhang.com be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this Site.  

5. Governing Law and Dispute Resolution

These Terms and any dispute arising out of or relating to these Terms or the Site shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.  

6. Modifications to the Terms of Service

We reserve the right to modify these Terms at any time in our sole discretion. If we make material changes to these Terms, we will post the updated Terms on the Site and update the Effective Date at the top of this page. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.  

7. Termination of User Accounts or Website Access

We reserve the right to terminate your access to the Site or any part of it at any time, with or without cause, with or without notice, effective immediately. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.  

8. Indemnification

You agree to indemnify and hold MickZhang.com, its affiliates, officers, directors, employees, agents, licensors, and suppliers harmless from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your breach of these 

Terms or your use of the Site, including, but not limited to, your user contributions, any use of the Site’s content, services, and products other than as expressly authorized in these Terms, or your use of the site.